Life Insurance

Financial security for the people who matter most

None of us like to think about it, but the people who depend on you financially would feel it immediately if you weren’t here. Life insurance provides peace of mind and removes some of that burden.

A lump sum is payable on death or diagnosis of a terminal illness, which your beneficiary/s can use to pay off the mortgage, cover living costs, or handle funeral expenses. We’ll help you work out the right level of cover so the people you love are properly protected.

We also arrange suitable life insurance policies in Trust for our clients, keeping the payout outside of their estate, reducing any inheritance tax liability, and making sure beneficiary/s receive the money as quickly as possible.

Critical Illness Cover

Because the last thing you need when you’re seriously ill is financial worry

None of us expect to be seriously ill, but one in two people in the UK will be diagnosed with cancer at some point in their lives. Critical illness cover exists for exactly that moment, and many others…

If you’re diagnosed with a specified serious illness, your policy pays out. No questions about how you spend it. It’s there to cover your mortgage, your bills, your lifestyle or whatever you need it for while you focus on getting better.

Income Protection

If you couldn’t work due to accident or sickness, what would you do?

How long could you manage financially for? a week? A month? For most people, the honest answer is not long enough…

If illness or injury stops you working, income protection pays you a regular monthly amount to keep up with your mortgage, bills and everyday costs.

Business Protection

Protect the business you’ve worked hard to build

Most business owners spend years building something valuable. Business protection makes sure that if the worst happens, your business survives and continues.

We advise on relevant life insurance, shareholder protection, key man insurance, critical illness cover and executive income protection. We take the time to understand your business to properly tailor the needs of the insurance.

Buildings & Contents

Protection for bricks & mortar & everything inside

Owning a property — whether you live in it or let it out, comes with a significant financial responsibility. Buildings insurance protects the structure itself and is a condition of every mortgage. Contents insurance covers everything inside.

We work with a competitive and specialist insurers to find the right cover for any type of property.