COMPLEX INCOME STRUCTURE – £2.35m MORTGAGE
About This Project
- The Situation: A self-employed limited company director in London required a £2.35m mortgage
- The Complexity: Income was split across salary and retained company profits, meaning traditional affordability assessments with the majority of lenders reduced clients borrowing capacity.
- The Approach: The case was structured using both current and forecast company profits, with a detailed case presented directly to a specialist private lender.
- The Result: £2.35m loan secured on interest only terms. Delivered through specialist lender access and specialist income structuring.